保险合同的概念是怎么样的？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	保险合同的概念是怎么样的？
释义	法律分析：保险合同作为一种特殊的民事合同，除具有一般合同的法律特征外，还具有一些特有的法律特征。法律依据：《中华人民共和国保险法》第十条保险合同是投保人与保险人约定保险权利义务关系的协议。”根据保险合同的约定，收取保险费是保险人的基本权利，赔偿或给付保险金是保险人的基本义务;与此相对应，交付保险费是投保人的基本义务，请求赔偿或给付保险金是被保险人的基本权利。
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