流押流质条款为什么无效-法规政策咨询及电话投诉类法律援助-法律咨询免费平台-国际律师联盟

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问题	流押流质条款为什么无效
释义	法律分析：因为如果约定债务人到期不能偿还债务，就用抵押或者质押的物品偿债，会存在不公平的问题，有可能对债权人不公平也可能对债务人不公平。法律依据：《中华人民共和国民法典》第四百零一条抵押权人在债务履行期限届满前，与抵押人约定债务人不履行到期债务时抵押财产归债权人所有的，只能依法就抵押财产优先受偿。第四百二十八条质权人在债务履行期限届满前，与出质人约定债务人不履行到期债务时质押财产归债权人所有的，只能依法就质押财产优先受偿。
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