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国家保护利息 -法律知识
释义
法律分析:
目前国家法定的保护利息是年化24%,24%到36%之间的收到就可以不退的,没给的也可以不用再给了,反正24%以内是受到法律保护的。
法律依据:
《关于审理民间借贷案件适用法律若干问题的规定 》 第二十六条 借贷双方约定的利率未超过年利率24%,出借人请求借款人按照约定的利率支付利息的,人民法院应予支持。借贷双方约定的利率超过年利率36%,超过部分的利息约定无效。借款人请求出借人返还已支付的超过年利率36%部分的利息的,人民法院应予支持。
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更新时间:2026/1/18 8:48:37