商保和社保的13个区别-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	商保和社保的13个区别
释义	法律分析：商保和社保的13个区别：1、保险性质，2、交费时间，3、交费数目，4、养老和医疗保障时间，5、意外保障，6、疾病保障，7、营养补贴费，8、身故保障功能，9、豁免功能，10、变现功能，11、防通胀功能，12、受益对象，13、避税功能法律依据：《中华人民共和国社会保险法》第二条国家建立基本养老保险、基本医疗保险、工伤保险、失业保险、生育保险等社会保险制度，保障公民在年老、疾病、工伤、失业、生育等情况下依法从国家和社会获得物质帮助的权利。
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