保险死亡赔偿金是否属于遗产-遗产分割纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	保险死亡赔偿金是否属于遗产
释义	法律分析：保险死亡赔偿金是基于死者死亡对死者近亲属所支付的赔偿。获得死亡赔偿金的权利人是死者近亲属,而非死者。故死亡赔偿金不直认定为遗产。一般来说死亡赔偿金、保险金都不属于遗产，不可以继承。但如果在没有指定受益人、受益人先于被保险人死亡或者受益人丧失、放弃受益权，且没有其他受益人的情况下，保险金才可以作为被保险人的遗产。法律依据：《中华人民共和国民法典》第一千一百二十二条遗产是自然人死亡时遗留的个人合法财产。依照法律规定或者根据其性质不得继承的遗产，不得继承。
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