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还房贷是自动扣款吗
释义
法律分析:还房贷是自动扣款
银行房贷发放签订合同时,会绑定一张贷款人同名银行卡做为还款账户。贷款人只要按还款计划表在每月扣款日前把还款存入银行卡就可以。扣款日银行会通过批量业务统一扣款。扣款日之前将月供足额存入扣款卡的活期账户,等待系统自动扣划,系统会在早晨和下午进行两次批扣(周末节假日不受影响)。
法律依据:《中华人民共和国民法典》 第一百一十九条 依法成立的合同,对当事人具有法律约束力。
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更新时间:2026/6/2 23:37:50