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医保和商业保险企业都给上了看病后两个能同时报销吗
释义
法律分析:
由于社保优先商业医疗保险的报销原则,在报销时,社会基本医疗保险报销之后,剩余的医疗费用,商业医疗保险会根据合同报销相应的比例。
因此当花费在一定额度内,就可以走医保,超过了这个额度,超过的部分就由商业医疗保险来按规定报销。
法律依据:
《健康保险管理办法》第四条 费用补偿型医疗保险的给付金额不得超过被保险人实际发生的医疗费用金额。
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更新时间:2025/2/15 12:55:25