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银行卡掉了可以直接注销吗
释义
法律分析:银行卡丢失一般需要先挂失,然后再做销户操作。银行卡丢失了,可以打客服进行口头挂失,口头挂失一般为5天,在这五天之内带上身份证到开卡行柜台申请书面挂失,挂失七天后即可补卡或注销。银行卡开通了网银的话,就必须先注销网上银行。
法律依据:
《中华人民共和国商业银行法》第二十九条商业银行办理个人储蓄存款业务,应当遵循存款自愿、取款自由、存款有息、为存款人保密的原则。对个人储蓄存款,商业银行有权拒绝任何单位或者个人查询、冻结、扣划,但法律另有规定的除外。
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更新时间:2026/8/11 3:33:09