能代替家人处理存折吗-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	能代替家人处理存折吗
释义	律师分析：可以不用本人去。但是由他人代理的，须同时提供代理人和被代理人的有效身份证件，但代理开立个人人民币结算账户时，还需提供授权委托书，营业机构认为有必要的，可要求代理人出具证明代理关系的公证书，无法确认代理关系的，则无法办理该代理业务。【法律依据】：《储蓄管理条例》第三条本条例所称储蓄是指个人将属于其所有的人民币或者外币存入储蓄机构，储蓄机构开具存折或者存单作为凭证，个人凭存折或者存单可以支取存款本金和利息，储蓄机构依照规定支付存款本金和利息的活动。
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