什么是住院医疗保险-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	什么是住院医疗保险
释义	法律分析：住院医疗保险是在保单有效期内，被保险人因疾病或意外伤害而住院时，对被保险人在住院期间所支付的治疗费、药费、手术费、输血费、输氧费、理疗费、敷料费、检查检验费等，由保险人给付保险金的保险。法律依据：《国务院关于建立城镇职工基本医疗保险制度的决定》第一条医疗保险制度改革的主要任务是建立城镇职工基本医疗保险制度，即适应社会主义市场经济体制，根据财政、企业和个人的承受能力，建立保障职工基本医疗需求的社会医疗保险制度。
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