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释义	法律分析：在农业银行网点申请(其他银行无法办理)，持本人身份证原件和复印件到银行网点窗口填写惠农卡申请表，农业银行对申请人资格进行审核，符合条件当场发卡，申请人设置密码后即可使用。法律依据：《中华人民共和国民法典》第六百六十七条借款合同是借款人向贷款人借款，到期返还借款并支付利息的合同。第六百六十八条借款合同应当采用书面形式，但是自然人之间借款另有约定的除外。借款合同的内容一般包括借款种类、币种、用途、数额、利率、期限和还款方式等条款。
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