房贷卡是我老公的可以换我的吗?？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	房贷卡是我老公的可以换我的吗?？
释义	法律分析：银行卡还贷可以换卡。需和贷款银行进行协商，告知其换卡的原因，取得同意后，更换新卡并告知卡号；如原卡片遗失，需第一时间告知贷款行；补办后及时告知贷款行新卡卡号；如挂失期间恰遇还款，联系贷款行，确保贷款正常偿还或宽限数日。法律依据：《中华人民共和国商业银行法》第三十六条商业银行贷款，借款人应当提供担保。商业银行应当对保证人的偿还能力，抵押物、质物的权属和价值以及实现抵押权、质权的可行性进行严格审查。经商业银行审查、评估，确认借款人资信良好，确能偿还贷款的，可以不提供担保。
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