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对于定值保险,保险公司是否应按实际价值赔付
释义
法律分析:在签订定值保险合同的情况下,赔偿金额完全以事先确定的保险价值为计算依据,只须确定损失的比例而无须考虑保险标的实际价值。
法律依据:《中华人民共和国保险法》 第五十五条 投保人和保险人约定保险标的的保险价值并在合同中载明的,保险标的发生损失时,以约定的保险价值为赔偿计算标准。
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更新时间:2025/12/14 20:19:38