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小额贷款的利率是多少
释义
一般情况,小额贷款公司是按照自身的经营实力以及市场原则进行自主划定,在利率市场化的今天,利率变化是市场允许的,但是最高上限不得高于同期银行利率的四倍,否则就成了高利贷,至于最低限制,人民银行公布的贷款基准利率的0.9倍。法律依据:《个人定期存单质押贷款办法》第五条《中国工商银行个人定期储蓄存款存单小额抵押贷款实施细则》第十九条《中国人民建设银行个人定期储蓄存款存单小额抵押贷款管理实施办法》第十二条
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更新时间:2026/3/3 0:29:50