爷爷是黑户会影响孙子吗-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	爷爷是黑户会影响孙子吗
释义	律师分析: 不会。黑名单只对本人及配偶有影响，对其他人没有影响，子女只要个人征信良好依旧是可以向银行贷款的，但是如果是未成年子女需要父母养育，父母上了黑名单，自然会或多或少给孩子带来间接影响。【法律依据】: 《征信业管理条例》第十六条征信机构对个人不良信息的保存期限，自不良行为或者事件终止之日起为5年；超过5年的，应当予以删除。在不良信息保存期限内，信息主体可以对不良信息作出说明，征信机构应当予以记载。
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