房屋抵押担保所有权人没在场怎么办-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	房屋抵押担保所有权人没在场怎么办
释义	法律分析：没有影响。根据法律规定，担保有五种方式，即保证、抵押、质押、留置、定金，担保人是其中的保证，抵押则适用于不动产担保。个人产权的房产证抵押，不需要担保人保证。但是如果担保金额不足借款额度，则不足部分可另由担保人保证。法律依据《中华人民共和国民法典》第三百九十四条为担保债务的履行，债务人或者第三人不转移财产的占有，将该财产抵押给债权人的，债务人不履行到期债务或者发生当事人约定的实现抵押权的情形，债权人有权就该财产优先受偿。
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