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女学生借高利贷肉偿怎么处理?
释义
律师分析:
肉偿是不必须的,应该尽快想办法还款。另外,利率不能超过36%,超过的部分,可以不用还。
【法律依据】:
《关于审理民间借贷案件适用法律若干问题的规定》 第二十六条 借贷双方约定的利率未超过年利率24%,出借人请求借款人按照约定的利率支付利息的,人民法院应予支持。借贷双方约定的利率超过年利率36%,超过部分的利息约定无效。借款人请求出借人返还已支付的超过年利率36%部分的利息的,人民法院应予支持。
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