买房贷款需要准备哪些资料-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	买房贷款需要准备哪些资料
释义	买房贷款需要准备的资料如下：1、本人及配偶的有效身份证明(身份证、户口簿或其他有效居住证明)，个体经营者要提供营业执照(验原件、留复印件);2、借款人婚姻状况证明(结婚证或单身证明);3、外地、外籍或单身，要有本地户口的人做担保;4、借款人及配偶收入和财产证明;5、购房合同和首付款收据;6、财产共有人抵押承诺书;7、银行住房按揭贷款申请审批表。法律依据《个人贷款暂行办法》第十一条、第十二条
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