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问题	二类卡超额会退回吗
释义	会的，二类卡超额限制没法转入，二十四小时过后会当时按照当时系统的账号原路退款，退款的速度不一定，同行退款会快一些，跨行退款速度比较慢而且节假日有延迟。法律依据《储蓄管理条例》第十八条储蓄机构在为储户开立定期存款帐户时，可根据储户意愿，办理定期存款到期约定或自动转存业务。约定转存、自动转存的具体办法由经营储蓄的主管部门自行制定、公布。
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