4分利息算高利贷嘛？-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	4分利息算高利贷嘛？
释义	现在我国的同期银行贷款年利率为5.6%，乘以4，等于22.4%，而月息4分年利率就是48%，明显超过了银行同期贷款利率的四倍是高利贷。法律依据：《最高人民法院关于人民法院审理借贷案件的若干意见》第六条民间借贷的利率可以适当高于银行的利率，各地人民法院可根据本地区的实际情况具体掌握，但最高不得超过银行同类贷款利率的四倍（包含利率本数）。超出此限度的，超出部分的利息不予保护。
随便看	劳务派遣费用 -劳务派遣劳动服务公司和劳务派遣公司有什么区别劳务派遣和劳务服务？培训机构学费不退合法吗？是否劳务派遣单位 -劳务派遣派遣工和劳务工的区别是什么呢派遣工和劳务工的区别 -法律知识劳务派遣和劳务服务劳务派遣公司缴税 -劳务派遣派遣工和劳务工的区别 -法律知识劳务用工和劳务派遣的区别 -劳务派遣白银市职业（工种）技能鉴定收费吗自贡职业技能鉴定补贴办理需要多久白银市职业（工种）技能鉴定要办多久防城港职业(工种)技能鉴定收费吗自贡职业技能鉴定补贴办理多久时间自贡职业技能鉴定补贴办理时间多长自贡职业技能鉴定补贴办理是什么时限自贡职业技能鉴定补贴办理多久期限自贡职业技能鉴定补贴办理时限是多久玉林职业(工种)技能鉴定要办多久来宾申报职业技能鉴定收费吗自贡职业技能鉴定补贴办理是否收费自贡职业技能鉴定补贴办理多少费用柳州职业(工种)技能鉴定要办多久 joint and several creditor joint and several creditor's right joint and several debt joint and several guarantee joint and several jural relations joint and several jurisdiction joint and several legal relationship joint and several liabilities Joint and several liability joint and several liability joint and several liability joint and several note joint and several obligation joint and several obligee joint and several obligor joint and several sureties joint and several suretyship joint annuity joint appeal joint applicant joint application joint assets joint assumption of risks joint audit joint auditing

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