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问题
车贷还没还清是不是可以置换
释义
车贷没还清不可以置换,置换汽车涉及汽车抵押权的变更,而未结清贷款,银行是不会允许换车的。
汽车贷款是指贷款人向申请购买汽车的借款人发放的贷款,也叫汽车按揭。
法律依据:
根据《贷款通则》第四条,借款人与贷款人的借贷活动应当遵循平等、自愿、公平和诚实信用的原则。
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更新时间:2026/4/9 15:59:06