购买重疾险的时候，是否需要特别关注对开胸手术的定义？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	购买重疾险的时候，是否需要特别关注对开胸手术的定义？
释义	法律分析：购买重疾险时，需要特别关注对开胸手术的定义。因为不同保险公司对于开胸手术的定义可能存在差异，而该手术是否符合保险条款中对于重大疾病的定义，直接影响保险公司是否承担赔偿责任。因此，消费者在购买重疾险时，应当认真阅读保险条款，了解保险公司对于开胸手术的具体定义，以免日后出现争议。法律依据： 1.《保险法》第三十一条：保险合同应当明确约定保险责任和免责条款。 2.《重大疾病保险定型合同示范文本》：对于开胸手术的定义，不同保险公司可能存在差异，消费者应当认真阅读条款，了解具体定义。
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