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问题
借款担保期限过期了怎么办?
释义
法律分析:
过期不承担责任。如果在合同约定的保证期间和前款规定的保证期间,债权人未要求保证人承担保证责任的,保证人免除保证责任。该项制度的规定,有利于贯彻我国民法的公平原则,也是保障平等民事主体合法民事权益的具体体现之一。
法律依据:
《中华人民共和国民法典》 第六百九十三条 连带责任保证的保证人与债权人未约定保证期间的,债权人有权自主债务履行期届满之日起6个月内要求保证人承担保证责任。在合同约定的保证期间和前款规定的保证期间,债权人未要求保证人承担保证责任的,保证人免除保证责任。
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