买房贷款下不来怎么办-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	买房贷款下不来怎么办
释义	法律分析：买房贷款下不来，解决的主要办法有： 1、首先和卖方进行协商，尽可能的给对方进行协商，争取对方的配合和耐心的等待自己出来问题。 2、然后找出贷款下不来的主要原因。（1）如果是个人信用和偿还能力评估不过就比较麻烦了，因为有时候可能由于地域或者是银行的限制，对用户贷款资料审批评估的标准不一致，更换一家银行试试。（2）如果是材料等不齐全，就要尽快补齐。 3、也可以尝试使用其他固定资产抵押贷款。
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