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担保放大倍数如何计算 -法律知识
释义
法律分析:
担保放大倍数,是指担保公司贷款余额与担保公司存放在银行的保证金的比例。比例越大,能同样的保证金所贷到的额度越大。
法律依据:
《中小企业融资担保机构风险管理暂行办法》 第八条 担保机构对单个企业提供的担保责任金额最高不得超过担保机构自身实收资本的10%;担保机构担保责任余额一般不超过担保机构自身实收资本的5倍,最高不得超过10倍。
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更新时间:2026/3/23 10:46:47