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问题	何为保险费和保险金
释义	法律分析： 1、单一折算法。即将保险金额乘以保险费率，即得应收年保险费，其计算公式为:商业财产应收年保险费=保险金额×年保险费率×期限。 2、复式计算法。即在单一计算法基础上考虑其他因素综合计算应收保险费的方法，其计算公式为:应收保险费={基本保险费+(保险金额×保险费率)+第三责任保险固定保险费}。法律依据：《中华人民共和国保险法》第十四条保险合同成立后，投保人按照约定交付保险费，保险人按照约定的时间开始承担保险责任。
随便看	我国现行的工程项目建设程序包括哪四个阶段？工程项目建设分为哪几个阶段我国现行的工程项目建设程序包括哪四个阶段工程项目建设全过程的几个阶段工程项目实际执行过程中出现的主要工程项目建设分为哪几个阶段工程项目建设分为哪几个阶段我国现行的工程项目建设程序包括哪四个阶段工程项目分为哪几个阶段我国现行的工程项目建设流程包括哪四个阶段我国现行的工程项目建设流程包括哪四个阶段工程项目建设全过程的几个阶段免除处罚的处理程序是什么企业信用系统中的行政处罚如何消除免除处罚的处理程序是什么免除处罚的处理程序是什么信用中国行政处罚怎么消除信用中国的行政处罚怎么消除信用中国行政处罚清除城市喇叭噪音谁来管安徽教师婚假多少天安徽教师婚假多少天教师法第十四条内容教师婚假多长时间中华人民共和国教师法施行时间 controversial jurist controversy Controversy controversy controversy at law controversy between the parties controversy concerning contract of guaranty controversy over a brokerage contract controversy over a construction project contract controversy over a contract for carriage of luggage by rail controversy over a contract for financial leasing controversy over a contract for lease controversy over a contract for leasing enterprises controversy over a contract for passenger shipping controversy over a contract for patent licenses controversy over a contract for processing work controversy over a contract for railroad cargo transportation controversy over a contract for railroad transport of luggage controversy over a contract for waterway cargo transportation controversy over a contract for waterway luggage transportation controversy over a contracting agreement in rural areas controversy over a contract of gift controversy over a contract of public performance controversy over a contract of sale controversy over a cooperative joint venture contract

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