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金融消费者是指 -法律知识
释义
法律分析:
金融消费者,是指为满足个人和家庭需要,购买金融机构金融产品或接受金融服务的公民个人或单位。
法律依据:
《金融消费者权益保护实施办法》 第二条 金融消费者包括两类:一类是传统金融服务中的消费者,包括存款人、投保人等为保障财产安全和增值或管理控制风险而接受金融机构储蓄、保险等服务的人;另一类是购买基金等新型金融产品或直接投资资本市场的中小投资者,他们尽管有赢利动机,但由于与金融机构之间的严重信息不对称和地位不对等,因此仍与普通消费者有质的共性。
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更新时间:2026/3/27 7:05:06