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遇到高利贷如何处理
释义
法律分析:法律规定禁止高利放贷。债务人对属于高利贷的部分可以不还,但本金和合理利息是要偿还的。
法律依据:《中华人民共和国民法典》 第六百八十条 禁止高利放贷,借款的利率不得违反国家有关规定。
借款合同对支付利息没有约定的,视为没有利息。
借款合同对支付利息约定不明确,当事人不能达成补充协议的,按照当地或者当事人的交易方式、交易习惯、市场利率等因素确定利息;自然人之间借款的,视为没有利息。
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更新时间:2026/1/24 13:08:02