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公积金的作用是什么
释义
作用其实就是让你买房的时候可以享受相应的福利。一般是缴纳了公积金的人可以享受公积金贷款,公积金贷款利率低于商业贷款,可以节约很大一部分利息支出。法律依据:《住房公积金管理条例》第五条住房公积金应当用于职工购买、建造、翻建、大修自住住房,任何单位和个人不得挪作他用。
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更新时间:2026/1/9 1:32:54