房贷提前还款怎么操作-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	房贷提前还款怎么操作
释义	法律分析：贷款方和出借方签订的贷款合同中表明提前还款需要缴纳违约金，在还款期限之前还贷，属于违反贷款合同约定，需要收取一定违约金。合同中对提前还贷是否收取违约金一般都是有明确的约定，是否收违约金主要看双方的合同约定。法律依据：《中华人民共和国民法典》第六百七十七条规定借款人提前返还借款的，除当事人另有约定外，应当按照实际借款的期间计算利息。
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