什么是开胸手术，重疾险是否覆盖这种治疗方式?-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	什么是开胸手术，重疾险是否覆盖这种治疗方式?
释义	法律分析：重疾险的理赔范围和条件应当根据具体合同条款确定，一般包括但不限于心脏瓣膜手术、冠状动脉搭桥手术、肝脏移植、骨髓移植等。至于开胸手术是否覆盖，需要查看具体合同条款。法律依据：《保险法》第一百六十二条：保险合同约定的保险标的和保险责任，应当明确、具体，并符合法律法规和国家有关规定。《保险法实施条例》第五十五条：保险公司应当按照保险合同的约定履行赔偿义务，不得以损失程度轻重、赔款数额高低、赔偿责任不明确、理赔手续繁琐等为由拒绝履行赔偿义务。
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