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问题
信用卡逾期什么意思?
释义
法律分析:信用卡逾期的意思就是使用信用卡后,在规定的日期内没有偿还银行,就称为逾期。逾期会造成的后果:
1、逾期的记录会在银行留下记录,对个人的征信记录有一定的影响;
2、对以后贷款买房买车都有影响,有可能不太容易能贷到款。
借款人未按照约定的期限返还借款的,应当按照约定或者有关规定支付逾期利息。
法律依据:《中华人民共和国民法典》
第二百零七条 借款人未按照约定的期限返还借款的,应当按照约定或者国家有关规定支付逾期利息。
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更新时间:2026/6/27 0:15:45