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问题	退款为何要开户行名称法律问题
释义	法律分析: 如果是同行汇款的话不需要开户行；如果是跨行汇款的话，一定要确认开户行，一般到xx支行，因为跨行汇款的话柜台查不到对方的信息，无法跟你确认，如果信息不符的话，汇款会被退回来。法律依据: 《中华人民共和国民法典》第一百一十一条自然人的个人信息受法律保护。任何组织或者个人需要获取他人个人信息的，应当依法取得并确保信息安全，不得非法收集、使用、加工、传输他人个人信息，不得非法买卖、提供或者公开他人个人信息。
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