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借条中记载的出借人难以直接确定的,怎么去推定债权人
释义
法律分析:应根据谁持有原件的,推定谁为债权人。但是被告对原告的债权人资格提出有事实依据的抗辩除外,这是为了保护债权人的利益。经人民法院实体审查发现债权凭证的持有人并不是本案实体请求的当事人时,应该裁定驳回起诉。
法律依据:《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》 第二条 谁持有原件的,推定谁为债权人。但是被告对原告的债权人资格提出有事实依据的抗辩除外,这是为了保护债权人的利益。经人民法院实体审查发现债权凭证的持有人并不是本案实体请求的当事人时,应该裁定驳回起诉。
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