贷款总利息怎么算 -法律知识-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	贷款总利息怎么算 -法律知识
释义	法律分析: 一、等额本息：将贷款利息和本金相加，然后均分到贷款期限的每个月上，每月还一样的钱。二、等额本金：将借款本金等分，当月利息按照剩余未还金额计算。每期还款的本金不变，利息越来越少。法律依据: 《中华人民共和国民法典》第六百七十条借款的利息不得预先在本金中扣除。利息预先在本金中扣除的，应当按照实际借款数额返还借款并计算利息。
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