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小孩的房子能抵押贷款吗
释义
法律分析:孩子名下的产权房屋是不可以贷款的,并且在孩子未满18岁之前也是不允许买卖的。
法律依据:《中华人民共和国民法典》
第十九条 八周岁以上的未成年人为限制民事行为能力人,实施民事法律行为由其法定代理人代理或者经其法定代理人同意、追认;但是,可以独立实施纯获利益的民事法律行为或者与其年龄、智力相适应的民事法律行为。
第二十条 不满八周岁的未成年人为无民事行为能力人,由其法定代理人代理实施民事法律行为。
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更新时间:2026/1/4 8:26:27