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问题
嘉兴二手房贷款规定?
释义
律师解答:
嘉兴二手房贷款首付比例
1、商业贷款:若是首套房,最低可以首付百分之30,若是二套以上,最低首付比例百分之40.
2、公积金贷款:首套房,最低可以百分之20.若是二套房,最低首付比例百分之50,三套房不允许贷款。
【法律依据】:
《嘉兴市住房公积金个人住房贷款管理办法》 第六条 住房公积金贷款支持购买本市首套自住住房或者第ニ套改善型自住住房的缴存职工家庭。公积金管理部门不得向购买第三套及以上住房或申请第三次及以上住房公积金贷款的缴存职工家庭发放住房公积金贷款。
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