担保费能否直接从本金中扣除-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	担保费能否直接从本金中扣除
释义	对于担保费的预扣，如何计算本金，服务费没有明文规定，由贷款人自己定。法律只要求利息。这些杂费和利息加在一起不能超过法定标准。校长就是校长。扣除额不能计入本金。但证据是个问题。有时在以后发生纠纷时很难证明。从本金中扣除的不是利息，而是提供担保而支付的担保费，对担保费用的预先扣除，如何计算本金，并没有明文规定。【本文关联的相关法律依据】《中华人民共和国民法典》第六百七十条规定，借款的利息不得预先在本金中扣除。利息预先在本金中扣除的，应当按照实际借款数额返还借款并计算利息。
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