离退休后医保高档和低档的差异-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	离退休后医保高档和低档的差异
释义	律师分析：医疗费用报销比例没有差异，个人医保账户中的余额根据缴纳金额不同而有差异。【法律依据】：《中华人民共和国社会保险法》第二十七条参加职工基本医疗保险的个人，达到法定退休年龄时累计缴费达到国家规定年限的，退休后不再缴纳基本医疗保险费，按照国家规定享受基本医疗保险待遇；未达到国家规定年限的，可以缴费至国家规定年限。第二十八条符合基本医疗保险药品目录、诊疗项目、医疗服务设施标准以及急诊、抢救的医疗费用，按照国家规定从基本医疗保险基金中支付。
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