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问题
房产证抵押银行可以拿出来用吗?
释义
律师解析:
用房产作为抵押物贷款的,债务人在还清银行贷款前是不能将房产证拿出来的,所以债务人要拿回房产证,就需要还清贷款。办理房屋抵押贷款必须具备一定条件,不论是银行还是其他金融机构要求完全相同。
【法律依据】:
《房屋登记办法》 第四十二条 以房屋设定抵押的,当事人应当申请抵押权登记。
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