征信欺诈风险名单怎么消除-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	征信欺诈风险名单怎么消除
释义	法律分析：如果贷款没还清，征信逾期不良记录黑名单短期内不会自动消除，需要把钱还上后，再好好养征信，五年后征信滚动覆盖原来的不良信息后才能消除。征信机构对个人不良信息的保存期限，自不良行为或者事件终止之日起为5年。法律依据：《征信业管理条例》第十六条征信机构对个人不良信息的保存期限，自不良行为或者事件终止之日起为5年；超过5年的，应当予以删除。在不良信息保存期限内，信息主体可以对不良信息作出说明，征信机构应当予以记载。
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