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担保人死后是否需要还款呢
释义
需要还款。担保人死亡后,担保人留有遗产的,则继承人应在其继承的份额内承担保证责任。第三人和债权人约定,当债务人不履行债务时,保证人按照约定履行债务或者承担责任,这里的第三人即担保人,包括具有代为清偿债务能力的法人、其他组织或者公民,这里的债权人既是主债的债权人。法律依据:《中华人民共和国民法典》第一千一百五十九条 分割遗 产,应当清偿被继承人依法应当 缴纳的税款和债务;但是,应当 为缺乏劳动能力又没有生活来 源的继承人保留必要的遗产。
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更新时间:2026/1/6 23:26:38