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房贷逾期银行申请强制执行可以协商吗
释义
法律分析:
可以,客户得向银行表达自己诚心还款的意愿,而且最好能说清楚个人情况,表示并非故意逾期不还,而是不具备还款能力,并提供相应的资料进行佐证,然后和银行商量出一个新的还款计划,客户可以尝试申请延长还款期限、分期偿还欠款。
法律依据:
《中华人民共和国刑法》 第三百一十三条 对人民法院的判决、裁定有能力执行而拒不执行,情节严重的,处三年以下有期徒刑、拘役或者罚金。
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更新时间:2025/12/4 16:42:27