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问题	按揭贷款是什么
释义	法律分析: 按揭贷款是指以按揭方式进行的一种贷款业务法律依据: 《中华人民共和国商业银行法》第三十七条商业银行贷款，应当与借款人订立书面合同。合同应当约定贷款种类、借款用途、金额、利率、还款期限、还款方式、违约责任和双方认为需要约定的其他事项。
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