医保外用药责任险和三者共享吗-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	医保外用药责任险和三者共享吗
释义	医保外用药责任险和三者共享不是同一个概念，不存在是否共享的问题。医保外用药责任险是指被保险人因意外或疾病使用了医保目录外的药品或医疗服务，而导致的医疗费用，可以通过医保外用药责任险来进行赔偿。三者共享是指交通事故中，被保险人的财产损失、人身伤亡等赔偿，可以通过交强险、商业三者险等保险进行赔偿。因此，医保外用药责任险和三者共享是两个不同的保险概念，各自负责不同的责任和赔偿范围。在进行保险购买时，需要根据实际情况和需求进行选择和判断，以确保能够得到足够的保障。
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