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问题	网商贷和网商银行一样吗-网商贷和网商银行一样吗?有什么区别
释义	网商贷和网商银行一样吗？多了一个资金存管，两者有本质的支付宝区别！1、网商贷信用贷款用于网络购物消费买家从网上无抵押申请，线下消费购买商家可在网上申请，手续简单快捷，获得的其实资金由网络银行承诺，到网络银行账户，利息都归消费者；2、网商银行直接存管银行网络银行统一理财，账户内有存管资金；3 、网商银行资金存管4、共享线上线下额度可共享5、不受网络银行的一样的限制安全倒是安全，也很快。就是要多准备几千块钱(无抵押)，原因你懂的金融。该内容由程济春律师和律说律答共创回答
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