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问题	信用卡逾期律师函寄到家里怎么办
释义	法律分析：1.态度端正，积极沟通，表达偿还意愿应与银行积极沟通，表达还款意愿，解释付款要求，并与银行协调以使双方都接受还款计划。 2.保持沟通畅通，并尝试还款在逾期期间，必须保持手机通讯的畅通，以便银行在希望与联系时立即联系，并且不会因通讯不畅而造成更严重的后果。法律依据：《中华人民共和国民法典》第六百七十条借款的利息不得预先在本金中扣除。利息预先在本金中扣除的，应当按照实际借款数额返还借款并计算利息。
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