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2023年小额存单质押贷款是什么贷款
释义
法律分析:
邮储银行定期存单小额质押贷款业务是指邮政储蓄机构向借款人发放的以未到期的整存整取定期人民币储蓄存单为质押担保且到期一次性收回本息的贷款业务。
法律依据:
《单位定期存单质押贷款管理规定》 第二条 在中华人民共和国境内从事单位定期存单质押贷款活动适用本规定。本规定所称单位包括企业、事业单位、社会团体以及其他组织。
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更新时间:2026/7/5 19:55:41