夫妻负债信用卡30万可以申请房贷吗-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	夫妻负债信用卡30万可以申请房贷吗
释义	法律分析: 夫妻信用卡负债30万的，可以申请房贷，一般只要按时还款了没有逾期记录，并且符合相关法定条件的，就可以申请贷款，但是如果信用卡的欠款没有按时偿还产生了逾期记录的，则房贷的申请一般不会通过。《中华人民共和国商业银行法》第七条商业银行开展信贷业务，应当严格审查借款人的资信，实行担保，保障按期收回贷款。商业银行依法向借款人收回到期贷款的本金和利息，受法律保护。
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