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保单的功能有哪些
释义
保单的功能有哪些
总的来说保单具有四大功能,一是可以获得保单的现金价值,二是保费中断时的自动垫付,三是用保单的现金价值来交保险费,四是利用保单现金价值延长保单持续时间。
《保险法》
第十三条投保人提出保险要求,经保险人同意承保,保险合同成立。保险人应当及时向投保人签发保险单或者其他保险凭证。
保险单或者其他保险凭证应当载明当事人双方约定的合同内容。当事人也可以约定采用其他书面形式载明合同内容。
依法成立的保险合同,自成立时生效。投保人和保险人可以对合同的效力约定附条件或者附期限。
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更新时间:2025/7/18 16:22:12